The Post-crisis Era Of Small And Medium Enterprises International Trade Financing Obstacles And Strategy Research

In the development of national economy, small and medium-sized enterprise is the main force, but under the post-crisis era of the small and medium-sized enterprises in the international trade financing faces obstacles, many small and medium-sized enterprises will choose to rely on import and export business in order to develop international trade finance. In this paper, through research, analysis of small and medium-sized enterprise financing of international trade barriers, and proposes the corresponding countermeasure, expanding the international market for small and medium-sized enterprises to carry out international trade, has the vital significance.In China, small and medium-sized enterprises can’t effective use of international trade financing to develop foreign trade business. In this paper, the post-crisis international trade financing of small and medium-sized enterprises of the research is divided into eight parts: the first part of introduction, elaborated the research background, the significance of topic selection. For small and medium-sized enterprises international trade financing at home and abroad related research literature review, research methods, research ideas and the innovation of this study. The second part marking and summary of the international trade financing of small and medium-sized enterprises, theoretically defines the scope of the small and medium-sized enterprises, and combined with the feature of the post-crisis targeted discusses the position and role of the small and medium-sized enterprises. To further clarify the meaning of international trade financing and the necessity of small and medium-sized enterprise development international trade financing. The third part of the international trade finance related basic theory, in international trade finance many related theory, analyzed the modern financing structure theory, the small and medium-sized enterprise financing gap theory, international trade finance risk management theory and the latest development of these theories. The fourth part the post-crisis era the analysis of the status quo of small and medium enterprises international trade financing. The fifth part the post-crisis barriers to international trade financing of small and medium-sized enterprises in China, according to the specific characteristics of the post-crisis era, in the current situation of the international trade financing of small and medium-sized enterprises of our country, on the basis of a series of analysis concluded our country small and medium-sized enterprises international trade financing obstacles. The sixth part of the experience of foreign small and medium-sized enterprises international trade financing and enlightenment, the introduction of related cases and data to support small and medium enterprises international trade financing in developed countries the experience to do a detailed analysis. Seventh part post-crisis development countermeasures and Suggestions of the international trade financing of small and medium-sized enterprises in our country, on the basis of qualitative analysis and quantitative analysis, according to international trade financing of small and medium-sized enterprises in our country’s actual situation, to solve the coping strategies of international trade financing difficulties of small and medium-sized enterprises. The eighth part give a summary of all, as the outlook for the future, hope that through this article research can international trade financing of small and medium-sized enterprises in the future brings positive effect.Based on this analysis, the country should adopt the following measures, to be able to help SMEs improve financing difficult situation: First, the relevant laws and sound of trade finance, the perfection of the legal system, to ensure that the international trade financing has been rapid development. Although for trade financing, China also introduced a certain laws and regulations, but in the face of the ever-changing external environment, the law and regulations need to further improve. First, in the face of the international environment, not only need to consider international trade present situation and the future prospects for the development of, also need to take into account and the connect each other, so as to the military pass the gap that exists between the practice and the existing legal system to eliminate; second, in laws and regulations in the process of formulating and need based on reality, considering the situation of our country, the deficiencies of the existing laws and regulations of analyzed. Through the scientific and reasonable method to develop feasible scheme. Only in this way can the legal protection of the form and the smooth development of the international trade financing business, so that they can promote the development of international trade. Second, the government should consideration to the enterprise, help enterprise to create a favorable external environment, to accelerate the process of international cooperation and exchanges, actively participate in, and the introduction of a variety of programs and measures, to ensure that the foreign trade enterprise external financing environment without any influence, so as to promote China’s import and export trade development. The global recovery is the driving force of the export business, but the global economic recovery can’t leave home and abroad. So the government can a driving role in the domestic and international two methods: first of all, at the international level, government departments can strengthen domestic and foreign financial institutions in financing trade mutual exchanges and cooperation, and to participate in the trade finance program, to promote all-round development of financing trade; maintain and major trading countries or regions to establish bilateral trade cooperation relationship financing, constantly updated means of trade finance; Secondly, in the domestic, government departments can mobilize the intermediary organizations and business associations role, import and export trade policies to improve, and promote the smooth development of import and export trade.To sum up, in the face of the post-crisis environment, our country small and medium-sized enterprises to carry out international trade on the one hand, will face the grim problem of financing, but on the other hand also faces numerous opportunities for development. Used as small and medium-sized enterprises for the development of international trade, you should know the timely communication with financial institutions, government departments, solve the problem of financing difficulties, will bring trouble to eliminate as far as possible, funds to ensure the development of small and medium enterprises can adapt to the internationalization trend.