Research On Government-led Policy Of College Students Entrepreneurship In Chengdu

At the end of 2006,CBRC issued about we will adjust and relax the controls for establishing rural financial institutions with banking policies, encourage all kinds of capital to set up rural areas including village Banks, loan companies and rural capital support, three kinds of new type of rural financial institutions. Is developing a new type of rural financial institutions, the China banking regulatory commission to carry out the central about the construction of multi-level and broad cover and sustainable rural financial system requires a systemic and people’s livelihood project, aimed at resolving rural financial institutions with banking outlets low coverage, insufficient financial supply and financial institutions problems such as insufficient competition. Since March 1, 2007, the first village Banks in China, the sichuan yilong huimin village bank set up to now, from a practical perspective of Sichuan province as one of the first batch of pilot areas, a new type of rural financial institutions pilot work through the seven years of extraordinary. For seven years, Sichuan branch from poverty-stricken and old revolutionary base areas, from the rural areas the need to support customer group, then study constantly, constantly explore and constantly reflection, clear regulatory goal, innovative regulatory system design application and regulation methods, through the implementation of differentiated regulatory measures, preliminary walked out of a road to accord with the actual pilot Sichuan.However, practice shows that the new type of rural financial institutions as a new thing, due to restricted by various internal and external factors, in developing inevitably encountered many difficulties and problems. At the same time, the regulation work faces aspires to financial security and efficiency of the severe challenges as well as enhancing the effectiveness of positive incentive effect, improving supervision reality demand. Therefore, under this background, this paper, by means of case analysis, the new type of rural financial institutions in Sichuan regulation innovation practice mode to conduct a comprehensive analysis, hope to play a guiding role to the development of the future.Based on the theory of rural financial market and imperfect competition market theory, asymmetric information game theory, incentive theory, and based on market regulation constraints of financial regulation theory as the theoretical basis and the support, first of all, to foreign microfinance institutions regulatory practice and Sichuan new rural financial regulation carries out a comparative analysis on the formation of the stage of development; Second, from a new type of rural financial institutions with pratt &whitney type financial characteristics and participate in the competition of consideration such outstanding features as well as the limited regulatory resources and onerous regulatory task according to the practical difficulties of Sichuan branch to outstanding market orientation regulation, corporate governance and regulation the key risk regulation and other innovative regulatory practice makes a deep research and analysis; Finally, in the analysis, summary, induces the Sichuan new rural financial management, risk status and effect of regulatory practice, on the basis of combining the Sichuan new developing opportunities and challenges faced by the S rural financial institutions, put forward to promote the new type of rural financial institutions in Sichuan province the steady development and enhance the effectiveness the opinions and Suggestions of regulatory.