Study On The New Type Of Rural Financial Institutions Development

Caused by the environment factors of the rural economy level and the natural conditions and so on still couldn’t keep up with the pace of social development,the allocation of resources and development of the rural financial institutions have been greatly restricted.The slower development of the financial industry can not quick response to the state shall adopt the financial policy,severely limit the effective transfer of rural labor force to outside as well as the further adjustment of agricultural industry organization process,in addition,also hindered the formation of capital,make the agricultural production,agricultural expansion without the effective support of financial institutions to many rural areas therefore is limited by a lot of the development of the process..Articles analyze the special environment of the new type of rural financial institutions for Xiang-xi as an example.First of all,the classification and definition of the new type of rural financial institutions shall be defined and elaborated the characteristics of the new type of rural financial institutions as well as the later further research the new type of rural financial institutions put forward agricultural credit subsidies theory,rural financial market theory,the theory basis of imperfect competition market theory and so on;Second,village Banks,small loan companies,the current situation of rural fund support are analyzed,and pointed out the Xiang-xi area existing problems in the new rural financial institutions,respectively;Again,for the rest of the successful experience of the development of new type of rural financial institutions to the summary and analysis,and concludes the Xiang-xi region in the development of new type of rural financial institutions;Again,for the rest of the successful experience of the development of new type of rural financial institutions to the summary and analysis,and concludes the Xiang-xi region in the development of new type of rural financial institutions;Finally,in view of the west region of village Banks,small loan companies,rural fund support the problems one by one respectively puts forward the corresponding countermeasures and Suggestions.The hope is that the study and put forward some new type of rural financial institutions in Xiang-xi area are helpful for sustainable and healthy development,further improve the new type of rural financial system construction,promote the "san nong" problem solving.