Internet Payment Risk Control Optimization Design Research

Finance is finance and Internet network technology combined with the results of comprehensively, is the age of the Internet is mulling new era of "big data". Financial the Internet would be generated by the different social networks online payment data integration, through to the customer’s credit standing, and completed in the form of electronic payment, loan, such as lending, credit consumption so that people in dealing with various problems at the same time, enjoy the Internet payment service. However, because a person can play different roles in the network, which makes the network security, proposed the severe test of Internet payment and intensifies the payment risk in a large extent, this includes the operation risk, market risk and other business and network security risks. In this paper to discuss the Internet payment risk factors, what factors as the leading factor, to provide the basis for effective guard against Internet payment risk, and puts forward how to keep the Internet payment risk at a lower level of advice.With the development of modern e-commerce, Internet payment as a kind of new payment tool is increasingly favored by society. Behind the booming of Internet payment, payment security is not optimistic. Various financial cases still emerge in endlessly. Such as: network fraud, money laundering, etc. Under the current form, the relevant agencies will be how to avoid potential safety hazard, this a series of problems will become the focus in the study of this article. Based on the research and analysis to these questions, and puts forward the corresponding countermeasures and solutions and measures.