The Research On Oil Processing Enterprise Loan Risk Control-in The Yili Agricultural Development Bank Of China

Agricultural Development Bank of China(hereinafter referred to as the “bank”) Founded in 1994.Is the only country agricultural policy bank. The bank is affiliated with the bank branch in xinjiang yili prefecture branch of secondary branch. Since 2006, 7 menstrual CBRC approval since the bank for expanding the scope of the industrialization leading enterprise loan business, the bank in support of market-oriented transformation of acquisition and processing of agricultural products has played an increasingly important role. Now formed a hand support oil sales store business, the skill support the development of agriculture and rural infrastructure development pattern of "two wheel drive" business.This article through to the domestic and foreign experts and scholars on the research on the risk control content were summarized, the concept of the risk control, comb, theoretically explains the relevant concepts of controlling credit risk, and the major domestic oil production areas of hubei province the bank risk control aspects of the advanced experience for reference, its successful experience were analyzed and summarized in this paper, based on the combination of theory and practice, based on the bank of yili prefecture branch oil processing enterprise credit risk control present situation, from strengthening system innovation of management, strengthen internal control, guarantee measures and develop risk control and policy guide team put forward the countermeasure and suggestion.