Research On Credit Risk Of Agricultural Development Bank In

To speed up the development of agricultural economy and make up for the shortfall of ag ricultural development, our country has set up the only one agricultural policy bank. The agr icultural development bank of China. In recent years, The government continuously strengthen s its support to agriculture and enlarges the helping-agriculture field.With the expansion of t he bank’s business, it is a must for the bank to become better able to defuse credit risks. H ence, enhance credit risk management and improve credit risk managing ability gradually becom e to enhance credit risk management and improve credit risk managing ability gradually become the top urgent affairs.On this basis, the article takes The agricultural development bank of RH as studying object and factors affecting credit risks and precaution measures are analyzed,whi ch may not only benefit for the improvement of credit risk management in banks, but also can rai se credit flows quality.In this paper,It starts from expatiating on the background of setting-up, the concept andc haracter, the operation mechanism as well as functions of the Agricultural policy bank. By taking reference of foreign and domestic research achievements and referring to relevant lit erature, the business operating procedure and the report data are gained for analysis.The au thor analyze the above factors and puts forward. suggestions and ways to prevent such ris ks mainly from two aspects: interior guarantee and exterior consolid ation to. In order to i mprove the own capacity of prevention and control,the government must go a step further to increase its support,and the Agricultural development bank of RH must consummate ma nagement systems and implement criterion management.