Return And Risk Analysis Of The Real Estate Business Stake In Banks

At the beginning of the end of 2013,2014 real estate enterprises taking a stake in the bank raised a new upsurge. "real estate enterprises alliance bank" became a focus in the real estate market recently, especially Vanke’s stake in anhui merchants bank, evergrande’s exposure to Chinese Banks, yuexiu’s acquisition of chong hing bank, many landmark real estate enterprises have invested in the banking industry,which has attracted wide attention from all walks of life. Based on the real estate enterprises stake in bank of this event as the research object, the real estate enterprises in the returns and risk of investment Banks were described in detail. At present, the systemic studies of real estate enterprise investment bank also is less. Therefore, this article both for the research of real estate industry and banking research has the certain significance, makes up for the part of the real estate industry and banking related research gap.Financialization, differentiation, industrialization and internationalization is the main way of the future development of domestic real estate enterprises transformation, the transformation is one of the biggest real estate financialization. Along with the national policy to encourage private capital to enter banking and loosening of private Banks, real estate financialization found a new path- stake in the bank. Therefore, this article is discussed under the big background of real estate enterprise transformation and real estate financialization. The real estate enterprises’ taking a stake in the bank respectively is discussed from the horizontal and vertical, macroscopic and microscopic, and other short-term and long-term perspective. First is a general overview of the real estate enterprises take a stake in the bank, the cause of the financialization of real estate, real estate enterprises take a stake in the bank, real estate enterprise development course and features of a stake in the bank has carried on the simple introduction. Then use case analysis and chart analysis, and lists a large number of data, respectively on the real estate enterprises in Banks’ earnings and the potential risk has carried on the detailed analysis. Finally in view of the real estate enterprises stake in bank of possible risk, respectively from two aspects: real estate companies and regulators put forward the countermeasures to prevent and control risks.