House-For-Pension Scheme Problems And Countermeasures Of Practice In Our Country

With the development of economy and the improvement of medical, people are living longer, which makes the number of older people around the world increased year after year. In terms of our country, as early as the beginning of 21 st century, it has entered the aging society. The rapid growth of the aging population put pressure on our social security, while in China is also a challenge. Our country urgently needs to improve and complement the ways and means to our country’s pension problem, foreign countries successful experience of "House-for-pension scheme" providing a new way for China to solve the pension problem. With the intensification of the degree of aging, develop new ways to meet the needs of the elderly pension imperative.This article describes the implementation case of "House-for-pension scheme" in our country. Such as CITIC Bank mode and happy life mode and so on. But the result is not satisfactory. Through analysis, we find that restricting the development of" House-for-pension scheme" factor is that: Traditional thinking is not conducive " House-for-pension scheme” propaganda and underdeveloped financial markets, as well as the relevant laws and regulations are not clear. For these factors, we learn the experience from the United States, Britain, Japan, Singapore and other developed countries. We proposed that open the mind, and promote the cooperation, and improve the laws and regulations to promote the "House-for-pension scheme" development in our country.