Research On The Risk Management Of The Newrural Financial Institution In Jiangsu Province

Since China’s reform and opening up, the economy of Jiangsu province has grown rapidly. As the second big province of our country’s economy, attaches great importance to the rural financial reform and development. Since 2007, Jiangsu province began to set up a new type of rural institutions in rural pilot. At present, the new type of rural financial institutions in Jiangsu province got a certain development, but there are ambivalent market positioning, small scale and reputation and low popularity, weak anti-risk ability, and many other problems. Under the good risk management and control a perfect financial system is established. For this reason, to study of risk control and development of a new type of rural financial institutions in Jiangsu province is of great social significance.This paper, through field investigation and questionnaire survey, combining the reality of Jiangsu province, analyzed the risk sources the new type of rural financial institutions faced in Jiangsu province. And using the method of analytic hierarchy process and expert scoring, this paper build a risk evaluation index system of the new type of rural financial institutions in Jiangsu province. Finally, according to the analysis result, it is concluded that how to control and manage the risk of the new type of rural financial institutions in Jiangsu province.Through the study of the risk control of the new type of rural financial institutions in Jiangsu province, the main conclusion is:(1) The overall development situation of the new type of rural financial institutions in Jiangsu province is good, but it needs further development.(2)While the new type of rural financial institutions in Jiangsu province has obtained certain achievements in the development, because of the new type of rural financial institutions development time is not long, on a smaller scale, lack of development experience, the new type of rural financial institutions in Jiangsu province in the process of operation and development face higher liquidity risk, credit risk, operational risk, and so on.(3) Only the external and internal risk control are ready, can truly do well the risk prevention and management of a new type of rural financial institutions in Jiangsu province.