The Research On The Model Of New Type Of Rural Financial Institutions Of Anhui Province

Anhui Province is a major agricultural province, rural economy development plays a decisive influence in Anhui Province. However the current rural financial institutions and rural financial market still can not meet the funding needs of the rural, such unreasonable matching makes the development of rural economy has been very slow. The development of the reform of China’s financial system is an important part of is a new type of rural financial institutions, since 2008, new rural financial institutions gradually spread out all over the country, provides a variety of financial services choice for rural residents and injects a surge of heat for rural economic development. New rural financial institutions including village banks, loan companies and rural Mutual funds organization. As the Anhui Province financial reforming, the development of new types of financial institutions in rural areas certain extent alleviated the shortage of funds and idle funds can not be effective allocation, making financial market is more competitive, and enhancing the financial service level. Due to new rural financial institutions is just beginning, the development process inevitably exist all kinds of problems, such as market positioning is not accurate, high risk, lack of funding, a single product, lack of hardware equipment institutions, lack of human resource and so on. This article use an entry point that Anhui Province New rural financial institutions, in-depth study and analysis of the current situation and problems, combined with the successful experience of foreign development in new rural financial institutions, gives the development of new-type rural financial institution in Anhui Province some suggestions, and explores the development model of new types of financial institutions in rural areas.The first chapter focuses on the research background, purpose and significance and so on. The second chapter exrounds the theoretical basis of the thesis by phase and takes a summary with the development of new types of rural financial institutions. The third chapter is the key of this paper, from the village banks, loan companies and rural fund cooperatives organization three aspects analysis, tells about Anhui Province demand bodies of financial and its characteristics, current situation of the development of the new-type rural financial institutions, and summarizes the existing problems in the new rural financial institutions. The fourth chapter summarized the successful experience of foreign development in new rural financial institutions. The fifth Chapter is mainly from comparison of the province foreign about new rural financial institutions development path, puts forward constructive countermeasures for the dilemma of new rural financial institutions in Anhui province, according to the current gold financial market environment and summarizes the Anhui Province new rural financial institutions should follow a combination of market mechanism and government mechanism, full range, multi-level development model.