Study On Optimization Of Cost Management Of The PSBC Co. Ltd.Liaoning Branch

Under the new market environment, strengthening the cost management is the key to establish the long-term cost advantage of the banking industry, and also is the key to realize the cost leadership strategy.The design and implementation of the cost management optimization scheme is the important way of the banking industry to strengthen the cost management, and has important theoretical and practical significance.This paper makes a systematic exposition of the banking cost management theory from the comprehensive cost management theory and commercial bank cost management theory; the postal bank Liaoning branch of the status of cost management and cost management system, and then detailed analysis of the existing postal bank Liaoning branch cost management problems, and analyzes the reasons based on the analysis on the target.With the idea of optimizing Liaoning branch of cost management, accordingly, from the accounting responsibility distribution setting, division of responsibilities, information management, accounting basis and accounting process design and other aspects of the Liaoning branch of the cost management optimization; put forward the cost management optimization plan implementation process, from the aspects of organization management and implementation process at the same time, in order to ensure the smooth implementation of cost management optimization scheme, from setting up comprehensive cost management concept, organization and coordination, strengthen the implementation of standardized construction, financial personnel financial basic work, establish a reasonable cost assessment indicators and clear transactions work of effective protection measures.Finally, the conclusion is drawn that under the current banking industry increasingly fierce competition environment, banks obtain long-term competitive advantage more difficult, to realize the cost leading strategy, it is imperative to optimize the cost management work. Only the establishment of the cost management optimization scheme and put into practice can effectively establish the long-term cost leadership. The combination of cost management and bank development strategy is benefit to enrich the cost management theory and improve the core competitiveness of the postal bank Liaoning branch.