The Study On The Peasants Micro-credit Risk Control Of Fujian Province Rural Credit Union

In recent years, the government and departments promote rural microfinance business to reform. For now, in the factors of the increasing farmer’s production, reducing wealth gap, narrowing urban-rural gap, promoting the construction of new socialist countryside etc, the development of the rural microfinance business play an important role in. On the other hand, the credit risk problem of the unsecured credit model should be pay abundant attention.In this paper, as Fujian province an example, analyzing by the status quo, risk, problems of risk control process of the rural microfinance. and introducing excellent foreign rural microfinance business model and risk control experience, thus structuring a rural microfinance risk assessment indicators and model to table a proposal for rural microfinance risk.The first part is Introduction that elaborates the selected topic background, domestic and overseas literature review, research objectives and problems, research content and methods; the second part is theoretical review that talks about the microfinance definition and features; the third part is the Overviews of Fujian province RCC rural microfinance business developments, risk management status quo and problem; the fourth part is rural microfinance risk and forming mechanism; the fifth part is construction of rural microfinance risk control mechanism mainly showed the index selection and weight determination by AHP, and structured a rural microfinance risk assessment model; the sixth part is conclusion.