Research On Value Assessment Of P2P Network Credit Enterprise

In recent several years,the internet financial industry is developing in a high way,the peer to peer lending business model,which is the one of the most important styles of internet industry,also gets strong impulse to speed up.the core of P2P contains the character of both the internet and traditional finance,which determines the value assessment working can’t rely on just the experience stretched from one side. We need to put more attention to think about all the step of assessment.According to the state from ’wangdaizhijia’, on the one side,there were more than 786 internet lending club collapsing without paying off the investors by June,2015,this chaos also tell us what a huge risk of the peer to peer lending.on the other side,there are also abundance of outstanding P2P company existing in such a exciting competition relying on innovation,such as yixing,aitouzi,renrendai etc.for now,the relative research of P2P company is too rare enough to support the such excellent company’s action in stock market or some other property transaction market.doing some work to help to fulfill the P2P company-value assessment will be very meaningful and attractive.On my paper,firstly I review several useful value assessment methods and take some comparison,of course,this part won’t be a simple describing of existing things,you can see a lot of analysis about what is proper for my work.secondly,my paper summary the background of P2P lending industry,its history and its future,which are important for assessment.thirdly,I put all the significant character of P2P lending industry to the assessment methods,find out what kind of management will prevail,the fixed DEVA model will make it satisfying.finally I also choose a typical P2P company to test all my thinking above.I hope my working and thinking shown in this paper will help some assessor.