Research On Internet Banking Development Of ICBC A Branch

Some recent years, the Internet finance is increasingly become a popular issues concerned by the market. Some people say this is a declaration of war on the traditional commercial bank, the traditional commercial bank to be brought down. More people say that when the Internet financial further after grown up, all the existing financing model will be replaced, the traditional pattern of commercial Banks will not be able to play a role, moreover the currency function of expression of the people’s bank of China will also be replaced, and so on some of the comments. I think it’s can present the current situation, see, should conclude that this is with with the continuous development of information science and technology and the Internet technology form the trend of rapid ascension, so the appearance of the scene has its inevitability; Again, also need to point out is, at present a lot of people to a better understanding of the so-called Internet financial also is not very comprehensive, not enough very clear also, some practices on the market and the clear zone has certain one-sidedness, so now a lot of phenomenon may be a period of time.In this paper, the main first cited a large number of the current domestic and foreign about the Internet financial business development review of related literature and theory, the connotation and characteristics of the Internet financial have a comprehensive understanding. Second overall combination of industrial and commercial bank, A branch of the status quo, analysis of A branch of the strengths, weaknesses, opportunities and challenges, believe A branch in speed up the development of Internet and the increasingly become an indispensable part of people life, under the situation of A branch must speed up their own Internet financial business development. Then gives A branch to deal with the development of the Internet financial business strategies and measures, in order to speed up the conceptual change, product innovation, further strengthen the fine management, and argues that accelerating the development of the Internet financial business at the same time must attach great importance to risk prevention, from the use of big data analysis and the establishment of clients’ interests protection concrete scheme is presented. Finally gave the prospect for the development of the Internet financial future, think in the future of our country will further strengthen the supervision of the Internet financial, traditional commercial Banks must continue to study related policy laws and regulations, improve the strategy and speed up business development.