The Study Of Traveling Consumptioncredit Development

Along with raising the level of income and consumer consciousness, people travel increasing year by year, the tourism industry as a comprehensive industry of our country’s economic and social development has become an important part of national economy and modern service industry, and its importance in the national economy has become increasingly prominent. Improving the traveling consumption credit development will contribute to the development of tourism consumption credit market, expanding traveling consumption market and promoting development and transformation of traditional banks.Currently the traveling consumption credit market has slow pace of development and small scale. The traveling consumption credit products of banks don’t have a strong market targeted and is not significant to market expansion. The paper relies on traditional consumption theory, based on the analysis of tourism and consumption credit, combined with XY bank "Casual Tour" case, analyze errors and deficiencies existing in the current traveling consumption credit product development, and improve the developing system of traveling consumption credit product.