The Analysis Of The Problems Of The Third Party Wealth Management’s Development In China

In recent years, the third party wealth management occurred in China and had a rapid development, from unknown to slowly be accepted, third party wealth management has gradually become one of the important choice of public finance. But at the same time of rapid development, some phenomenon of the third party wealth management industry also shows that there are problems in the process of its development. At the beginning of the third party wealth management industry’s development, the timely analysis of the existing problems and put forward the corresponding countermeasure, has a strong practical significance and guiding role to development of the industry.In this paper, the first part is the introduction, introduced the topic background, significance and research ideas; In the second part, firstly introduces generation of third party wealth management, expounds its play an important role in the financial services market, shows the necessity of the study of the third party wealth management, then introduces the third party wealth management’s development in China, by describing some market phenomenon to show that there are problems within industry development; The third part first analyzes four conditions of developing the third party wealth management, then combined with the actual situation of our country analyzes that there are five aspects of problem in the third party wealth management development: public wealth needs to be improved, market needs to be improved and product is not abundant, organization is not mature, the professional talent reserve is in serious shortage, laws and regulations is not sound.Through the above analysis, in this paper, we give some concrete measures from three levels, such as state, market and industry, enterprise and so on. Believe that through a third party management, wealth management industry, enterprises and practitioners of joint efforts,he third party wealth management industry can be healthy developed and play a more positive role.