The Analysis On Third-party Financial Business Of Noah Wealth

With the rapid prosperity of the Chinese economy brought about by the reform and opening up,people's income levels have also been significantly improved,and the proportion of high-net-worth individuals has also been rising.With the continuous expansion of disposable income,investment and wealth management needs have continued to increase.Limited by the level of awareness and personal energy,many ordinary investors have accurate and accurate grasp of the numerous financial products in the market.Under this background,the third-party financial institutions that provide an independent third-party financial service plan to customers in an objective and fair position have gradually received attention from the financial market.From the development stage,the domestic third-party financial marketers are in the initial stage of development.Unlike third-party financial institutions that provide professional financial consulting services in the markets of foreign advanced economies,it is still difficult for domestic three-party financial institutions to get rid of the main lines of product sales.The dependence on product sales also raises questions about the independence of financial planning to some extent.Through the analysis and grasp of the domestic market environment,combining the actual situation,optimizing the existing business model,while exploring a business development model suitable for the domestic market is the direction of China's third-party financial institutions need to work hard.In 2005,Noah Wealth spun off from the private banking of Xiangcai Securitises.Then Noah Wealth enter the public eyes as independent third-party wealth managers.After more than a decade of pioneering and forging ahead,Noah has grown to become the most influential third-party wealth management agency in China.This article takes Noah's wealth third-party wealth management business as the research object.Through the description and analysis of the business development history of Noah Wealth,it refines the characteristics of Noah's wealth third-party wealth management business,and three major aspects of Noah's wealth third-party wealth management.The business was analyzed in detail,and the problems existing in the three-party wealth management business of Noah Wealth were put forward and corresponding improvement strategies were put forward.At the same time,the study also provides reference for how to furtherpromote and improve the business of third-party financial institutions in China's financial market,and helps the rapid development of third-party wealth management institutions in China.The article is divided into the following parts: The introduction part introduces the research background and significance of this article,and interprets the content and method of this article.It also points out the innovation and insufficiency of this article.The first chapter gives a brief introduction to Noah's wealth;the second chapter introduces Noah Wealth's third-party wealth management business;the third chapter puts forward the problems at the current stage of Noah's third-party wealth management business;Chapter 4 addresses the previous chapter.The analysis of the section presents Noah's third-party wealth management business improvement strategy.