Research On The Development Of Internet Financial Industry In Hebei Province

In recent years, with the rapid development of information technology, the Internet and the daily life of people linked more closely, network technology has gradually penetrated into all walks of life in society, at the same time, more and more industries, from the initial simple use of the Internet technology, become the fusion deep and the Internet. In 2015 March, Premier Li Keqiang. In the government work report, first proposed the concept of "Internet". In 2015 July, the State Council issued "on actively promoting the" Internet "action guidance." the Internet "this concept is actually in today’s rapid development of information technology background, a financial innovation society evolution the" Internet "in the" "means with the combination of traditional industries, whether it is transportation industry, communications industry or Health care industry, can be closely linked with the Internet, and in the traditional industries of the Internet, the most important one link, it is the Internet Finance.We can understand the Internet finance, as the financial model, the new model combined with the emerging network technology. It deserves our attention that Internet banking is not only an issue of the Internet and the financial total simple "Internet" is not the traditional financial services, but the traditional financial industry. Relying on the modern Internet technology, mobile communication technology, new technologies such as cloud computing, and mobile payment, social networking platform, many new models of multiple transactions, to break through the traditional concept of financial and monetary creation mode, to provide low-cost payment, settlement, financing and other financial services, so as to provide strong support for innovation the business model of the real economy.China’s Internet financial industry started relatively late, but development is very rapid, now has a considerable scale, compared with Europe and other developed countries are not much better, but because of the political economic and cultural development of our country’s provinces are different, resulting in Internet development in different areas of the financial industry also has a large degree the difference is our Hebei province. Internet financial industry, in the development, advantages and opportunities of other provinces and cities do not have, is also facing difficulties and challenges not experienced in other provinces. This thesis focuses on the current development status of Hebei province Internet financial industry, in contrast to the commonness and individuality the Internet financial industry in China and Hebei Province, the Internet financial industry at the same time, learn from the development experience of domestic and foreign advanced area, find a most suitable for the actual situation of the province’s characteristic Development of the road, in Hebei Province in the future to provide theoretical and practical support for the rapid development of the Internet banking industry.This paper is divided into six parts:The first part introduction. Based on the reference of relevant literature has carried on the concise elaboration. This paper relates the background of domestic and foreign research on Internet financial industry, research status and the research ideas, research framework, innovative methods.The second part, a theoretical analysis of the Internet financial industry. This part is mainly on the concept of Internet banking of basic study and definition, this paper gives a brief introduction the characteristics of Internet banking, related to the theoretical basis of the basic content for the following in-depth discussion of relevant concepts.The third part, the development history and status quo of Hebei province Internet financial industry. This part mainly expounds the development situation of our country and Hebei province at different stages of Internet financial industry. Internet financial industry in China started late, the foundation is weak, but the development is very fast, in big data, all the chips, P2 P etc. multi mode has obvious progress. And Hebei Province, and China’s Internet financial industry development stage is basically consistent, can be divided into initial stage, development stage and rectification stage, this part mainly combs the development process of Hebei province and Hebei Province, Internet banking, Internet banking industry at the present stage of development the status quo and development trend of the next Internet financial industry has also made certain judgment.The fourth part, Internet financial industry in Hebei Province. This part of a detailed analysis of the currently in Hebei Province in the development of the Internet in the financial industry, what problems to be solved, including the combination of our province Internet Finance and the real economy is not close enough, the regulatory system is not perfect enough, practitioners lack of talent and so on, both of them in our country at the present stage of development of Internet banking commonproblems and individual problems endemic to the province, only properly deal with these problems to Hebei Province Internet banking development clear obstacles.The fifth part, at home and abroad advanced areas of Internet financial industry experience. This part respectively introduces the foreign and domestic two geographical areas of advanced the development of Internet banking industry case abroad, mainly introduced in the United States, pioneer and authority as the world on the Internet in the financial sector, the course of the development of the financial industry on the Internet, in Hebei Province has a far-reaching significance. Domestic mainly introduced the Guangdong and Tianjin, our province can by learning the advanced experience of the both north and south of the, out of a most suitable financial industry development in Hebei Province Internet path.The sixth part, countermeasures and advice on development of Internet financial industry in Hebei Province. This part is mainly in view of the opportunities and problems mentioned above, and puts forward the corresponding countermeasures and suggestions, from the government of Hebei Province, Hebei Province Internet financial autonomy Association, local financial companies such as the Internet several angles are studied respectively. And hope that through the efforts of all walks of life in Hebei Province, and promote the Internet financial industry in Hebei Province to enter a new stage of development.