The Diagnosis Of Non-Performing Loan About Bank Of Anshan

The non-performing loan is a common problem troubling the healthy development of commercial banks globally, which is also closely related to the survival and development of banks and the stability of the financial order. With the rapid development of market economy, credibility has become the more and more essential element for the survival and development. The improvement of creditworthiness could contribute to the standardization of market economy, thus speeding up the economic development and social progress. However, in the condition of market economy, there are many credit problems. In recent years, the rapid development of the banking industry has made great contributions to the development of national economy. In its growth process, there are also many problems, within which the development of non-performing loans limit of the development of banks like cancers. Therefore, the research on causes and management strategies of non-performing loans in commercial banks is important not only in theory, but also in practice. Furthermore, how to properly solve the problem of non-performing loans in commercial banks is significant for both the reform of the financial system and the improvement of competitiveness of China’s commercial banks.This paper choose Bank of Anshan as the research object and consolidate the theoretical foundation on non-performing loans based on the research of non-performing loans. According to the relevant situation of non-performing loans problem in Bank of Anshan, this paper found out the problems of non-performing loans in Bank of Anshan and diagnosed the reasons by the use of questionnaires, interviews, referring relevant information and other methods. Meanwhile, this paper established a set of effective solutions for Bank of Anshan based on the analysis of the problems and implemented corresponding diagnosis suggestions into practice.This paper diagnosed the problem of non-performing loans in Bank of Anshan in the form of diagnosis report. This paper analyzed the current situation of loans in Bank of Anshan and found out causes of non-performing loans. Otherwise, this paper formulated the corresponding countermeasure and provided a feasible scheme to solve the problem of non-performing loans in Bank of Anshan, thus providing a certain reference and reference value to resolve the problem of non-performing loans for other banks.