China’s Commercial Banks Financial Market Transactions Risk Management

In recent years, the international financial market transaction huge loss of frequent incidents, including in the international financial market business leading Swiss bank, JP Morgan Chase, Societe Generale Bank and other established institutions are not spared. China’s commercial banks in the financial markets in recent years, business has shown rapid growth, especially with the financial disintermediation and financial trends in the interest rate market, China’s commercial banks need to develop more financial markets Valet and self-employed business, to achieve the transformation upgrade and acquire new profit growth. However, there is a large amount of financial market transactions business transactions, complex product structure, high risk transactions, the risk of various structures require high timeliness, how to conduct effective risk prevention has become a major challenge to domestic commercial banks.Firstly, by the author of the work accumulation and related materials collected on the characteristics and risks of financial market trading system were studied and analyzed. In the financial market transaction characteristics and summarize research from a different dimension products, trade channels, trading patterns and the like. Depending on the characteristics of financial markets, the analysis and study of the differences from the credit risk, market risk, operational risk and other aspects of risk in the transaction system. Meanwhile, according to a comprehensive analysis of the distribution of risk situations, organize and summarize the commonly used 21 indicators and financial market risk management and control methods for the effective management and control of financial market risks.Secondly, the article based on the analysis of financial markets trading and risk characteristics of the system, using the proposed financial market trading risk management and control process on the model of industrial process control theory, process control and information technology mechanism modeling ideas. The main idea of this model is the use of technical means of information technology to interconnect internal and external trading channels, on this basis, the transaction process access control model credit risk, market risk, operational risk in the various risk indicators for compliance testing, in order to control the risk of the transaction process the transaction, and ultimately achieve a complete, accurate, and efficient financial market trading risk management and control process, the transaction after the transaction to prevent the risk of leakage.Finally, combining the results process control model, the advantages of the model are analyzed, and the construction of a single system under the Industrial and Commercial Bank of China’s financial market, for example, to show the effectiveness and superiority of the model of verifiability, including:traders behavior control, effective control of risk indicators, the business system model management, and efficient trading and other aging. Through the above advantages can be better on the risks of China’s commercial banks in the financial market transaction control, promotion and use of a certain value.