The International Trade Finance Innovation And Risk Control Of A Bank Yunnan Branch

After China becomes a member of the world trade organization, foreign trade and economic market expanded rapidly. Corresponding the development of foreign trade and economic, the domestic Banks seeking to the new development opportunity but also faces competition and challenge. At present, import and export enterprises pay attention to the comprehensive competitiveness of the commercial Banks, import and export enterprises also pay attention to the international trade financing product innovation, international trade finance derivative product innovation and international trade finance business to deal with the limitation.At present, the system of international trade financing products of commercial Banks has basic abandon the previous traditional mode, gradually rise to financial management, capital utilization, joint enterprise practice,international trade financing has become to the important means which is China’s commercial Banks to expand market share and obtain competitive advantage. At present, the development level of international trade finance innovation and risk control in east provinces is higher than economy less developed western provinces.A bank Yunnan branch, due to the influence of objective factors such as economic development level, the international trade finance innovation and risk control development, not only lack of adequate theoretical support, and do not have enough experience of practical application, we need to spend A lot of effort to carry out further exploration. Commercial bank’s international trade financing has very big risk, whether can fully absorb the advance of risk management experience in international banking system, According to the market demand adjust product system and risk control system, continuous innovation, development of new types of trade financing product, meet the requirement of internal risk control, get the flavor of import and export enterprises, be shortened with the advanced of western commercial Banks in China regional disparities are become more and more important. Less developed western provinces commercial Banks must set up the correct international trade finance innovation thoughts and ideas, combing institutions and internal risk control policy, give priority to refer to leading technology and concept, under the synergy of good risk control system to promote the business of the bank’s international trade financing innovation and continued ascension. This article mainly from the current market environment of A bank Yunnan branch, the discussion has guiding significance to the theory and practice of international trade finance innovation and risk management control work, hoping to give some reference and help related workers. Hope this article can through the discussion of theory and practice significance of international trade finance innovation and risk management control work, gives some reference or help related workers.