Research On Financing Behavior And Influence Factors Of Family Farm In Xinjiang

The No. 1 Central file in 2013 for the first time put forward the concept of "family farm",for the construction of the family farm, is also very the attention of our government and the emergence of the family farm,not only promoted the process of the agricultural commercialization,also helps to improve the overall level of China’s agriculture, to help farmers in the modern environment out of a new road to agricultural development. In this paper, based on the research of the family farm financing behavior, reveal the family farm financing behavior influence factor,one is for all kinds of financial institutions to improve the management efficiency, effective to determine the market positioning, to help their business development and innovation; 2 it is can help the operator to find suitable for their own financing channels, as far as possible to satisfy their needs.In this paper, based on the on-the-spot investigation of xinjiang region family farm, adopt the method of questionnaire, respectively on the family farm operators of gender, age, family population, the number of effective labor, the operating time, income level, operating scale, choice of the financing channels, financing scale and the relevant investigation of the problems of financing difficulty, and will be under the same factors of operators choose different financing channels are analyzed in comparison. According to the 381 valid data and using Logit model to analyze financing behavior of the family farm operators.The conclusions are as follows:(1) choose two channels at the same time to borrow most of family farm operators;(2) more than forty percent of the operators that financing is difficult;(3)most of the family farm operator’s financing scale is moderate;(4) the main purpose of the family farm operators financing is given priority to with the productive expenditure;(5) the family farm operator’s age is the significant factors influencing the "informal";(6) the family farm operators in the number of family members, cultural degree, operation time, income is the significant factor affecting the "regular channels";(7) and effective labor number and the scale of "formal channels" and "informal" no impact. At the end of the paper on the evaluation results from three aspects of government, financial institutions and managers put forward policy Suggestions.