Chengdu Research Suburban Family Farm Financing Needs And Financing Mechanisms

Central document repeatedly proposed construction of new farming systems, and develop diverse scale of operation, and promote the development of an appropriate scale farmers operate family farms, realization of China’s agricultural modernization and urbanization, industrialization, information technology and coordinated development. Farmers family farm income is farming as their main source of income to farmers transferee subject of transfer of land for the business to family members as the main business cooperation body, engaged in agricultural moderate scale operation. With all levels of government support policies to lead the family farm in Chengdu, two, three spheres mushrooming cities, Chengdu, Sichuan Province, the first family farms stroll family farm chicken brother, Sichuan’s first family farms Association have been established in Chengdu suburb.Practical experience shows that the financial community as a whole monetary financing of participants, providers of financial services, the development of new agricultural business entities play a key role; in the process of development of family farms, less financial support, financing difficulties has become a constraint family A big question farm development. Based on the reality of the existence of difficulties in financing development, the lack of financial services, the introduction of the People’s Bank of agriculture-related financial institutions to establish a sound policy assessment mechanisms and incentives to guide the various financial institutions to combine their business organization features, innovative financial services to cater for the different size of the main agricultural production financing needs.Firstly, understand the family farm with literature review research on various aspects of the history and current situation involved, including the family farm financing qualitative research study, study abroad factors and financing mechanisms for family farms, family farms affect financing. Combined with financial repression and agricultural credit subsidies, rural financial market theory Chengdu two, three spheres of urban families farm field investigations, to sum up the number of family farms in Chengdu suburban development and size, trends, business planting structure, family farms that standard, the financing situation and existing problems. On the basis of in-depth analysis of the status quo on the family farm financing, summarize the main difficulties in financing the family farm; combining family farm production and management characteristics of the financial needs of the family farm characteristics and demand characteristics of financial factors, contact new agricultural business entities external environment analysis, family farms Problems existing financing mechanisms. The following conclusions:the problem of financing the family farm is the family farm production and management characteristics of a financing decision strong will, a large amount of financing, the financing needs of a long-term period, the use of funds diversified financing, affordable and low financing rates on existing features of its own financing challenges arising rural financial system, but also the existing rural financial system, banking financial institutions subject to the development of new agricultural business financing products less innovation, imperfect way financial services; insurance agency for agriculture, farmers’ products in addition to products for the policy, less innovation, narrow coverage; lack of secured financing and other types of institutions of the financial system in rural areas, the inherent financial repression. By studying the conclusions of this paper to solve the family farm financing following ways:(1) the financial support to build the family farm financing system. (2) innovative financial products and service. (3) to accelerate the development of rural financing guarantee institutions. (4) improve the agricultural operation of the main agricultural insurance services. (5) strengthen the family farm their own brand building, construction management, system construction. (6) sound land transfer policy, boosting the development of family farms.