Study On The Policy Of Rural Critical Diseases To Reduce Illness Related Poverty In Dalian M District

The insurance policy of illness disease is an important measure to improve the basic medical insurance system in China.With the deepening of China's reform and opening and the rapid economic development,reform of social security has also been deepened.Against that backdrop,China formally established a new type of rural cooperative medical insurance system of the serious illness in 2013,the system aims to consummate the basic medical security system,ease the burden on farmers who paid high medical expense,effectively reduce the possibility of the crowd to be the poor by sickness,defend the life and health of people.Scientific objective records and sorting and extracting technology of data are the research foundation.Firstly the interview to the four subjects that involved in the new type of rural cooperative medical insurance system of the serious illness helped to identify the typical factors,which affect efficiency of the new type of rural cooperative medical insurance system.According to data,which comes from STATA software data statistics and calculation,we can investigate the operating features of the insurance policy of poverty-type disease in rural areas of Dalian M district and integral scale of the group,who paid high medical expense,and then analyze the line of the poor and establish database of the poor by illness,investigate the effect achieved by the policy of the illness disease,analyze the important factors involved in the policy,master the serious illness insurance policy for alleviating poverty due to illness of elasticity,get the important data and find out the major problems in the insurance operation system according to the analysis.The study result shows that regional differences observably affect the running effect of the insurance policy of poverty-type disease,deductibles and reimbursement ratio have not yet to reach policy elastic limit reimbursement ratio,the protection of serious disease is insufficient.Therefore,according to interviews and STATA calculation and analysis of the results,in order to improve the regional comprehensive guarantee ability,some measures should be taken.We can reduce regional differences by improving medical condition,reduce deductibles,improve the proportion of reimbursements and comprehensive security work of serious illness roundly.Finally some measures,which according to analysis of medical insurance main system of serious illness can be taken to make the insurance policy of the serious illness play a more significant role and let the masses live a happy life.