The Establishment Of Personal Information Protection Legal System Under The Application Of Big Data In The Financial Industry

High-speed operation of the Internet era, along with the application of financial sector data technology, the financial consumers against the phenomenon of endless personal information, personal information protection of financial consumers face the challenge. In view of the improper acquisition and use of personal financial information can bring huge economic benefits, but China's current lack of appropriate legal regulations, therefore,to build the relevant legal system face urgent attention and solve critical problem. This paper consists of an introduction, body and conclusion of three parts, the text is divided into four chapters:The first chapter shows the personal information concept of big data applications in the financial sector, and determining the nature of personal information protection of the financial consumers from related concepts. From the intension and extension of personal financial information, unstructured information has included protection framework.Considering the character of big data applications in the financial sector of personal information protection, proposing personal information protection of the financial consumers has dignity and property interests.The second chapter introduces the basic situation of big data applications in the financial sector, and indicates the importance of protection of personal financial information. Thus, it is necessary for the protection of personal information of the financial consumers. Big data applications for information-intensive financial sector is trend, and unstructured data has posed a serious challenge.The third chapter describes the current situation of the protection of personal information of the financial consumers, it found that the financial consumers protection of personal information is indirectly model, and making uniform legislative protection mode learn from foreign experience. Legislation construction of China's big data applications in the financial sector of personal information protection in a unified model of personal information protection, including the following: The system problems of operator obligations; The system problems of the regulatory authority responsibilities; The system problems of credit information protection; The system problems of the tort relief system.The fourth chapter describes personal information protection of big data applications in the financial sector is imminent. Determining financial consumer personal information property, while the tilt protection should apply to vulnerable status of the financial consumer,making the financial consumers be have more substantive fairness and operators take on more obligations. Thus, establishing the systems of Big Data applications in the financial sector Personal Information Protection should be from the following aspects to improve:Strengthening operator obligations; Improve the regulatory authority responsibilities;Strengthening credit information protection; Improve the tort relief system.