The Study On The Protection Of Internet Financial Consumers’ Rights

In recent years,online banking,third-party payment and other Internet technology develop quickly.The Internet has gradually been infiltrated into the traditional financial field and develop a new model of Internet finance.The rapid development of it lead to many new problems in people’s life and consumption.In practice,the financial interests of the vast group of Internet consumers are frequently infringed,which may affect the development of the entire financial industry and even threaten social stability.At present,many developed countries have already started to protect the interests of consumers in the field of Internet finance,through the improvement of legal documents and regulatory measures to build a basic protection system.This article learn from foreign experience,and put forward from the perspective of supervision to improve the protection of Internet financial interests of consumers system.This article mainly includes the following parts:Part Ⅰ introduce the relevant concepts of Internet financial consumers,and compare Internet financial consumers with the traditional Internet consumers to further clarify the concept of Internet financial consumers,expound the specific interests of Internet financial consumers,and lay the foundation for further analysis of Internet financial consumer rights protection.Part Ⅱ introduce the necessity of the protection of Internet consumers’ rights in detail.As Internet financial consumers in the Internet financial market are in a weak position,facing with Internet financial and information security risks.It is necessary to protect the rights of Internet financial consumers.Part Ⅲ expounded the status quo of the protection of Internet consumers’ rights.Mainly demonstrated from the predicament and regulatory status of Internet financial consumers,rights.Part Ⅳ through the experience analysis of Internet financial consumer rights protection overseas,put forward the enlightenment of the experience of extraterritorial protection of Internet consumers’ rights and interests in China.Part Ⅴ put forward some suggestions on the protection of the rights and interests of Internet consumers in China.China should start from improving the basic law and regulatory systems of the Internet financial consumers’ rights and interests to protect their rights.