Research On Criminal Law Regulation Of Internet Financial Crimes

In recent years,with the rapid development of China's mainland economy,with the Internet technology and information and communication technology breakthroughs,the rapid expansion of the scale of Internet users,greatly promoted the financial innovation and development,the rapid integration of the Internet and finance,Internet finance came into being The At the same time,due to the adjustment of banking financial policy and other reasons,most of the private and some enterprises(especially private small and medium enterprises)is difficult to get the financial support of traditional financial channels,which makes the advantages of Internet finance to be highlighted.However,while we enjoy the convenience of Internet finance at the same time,it is inevitable to face the risk of Internet finance.In recent years,the domestic Internet financial industry in its rapid development process,gradually showing some hidden diseases,such as the development of the Internet financial industry lack of access threshold,the lack of detailed regulatory rules;customer-funded security is not guaranteed,The occurrence of a large number of Internet financial institutions to organize "volume rake" class cases;Internet financial institutions organized by the internal control system is not perfect and the operational risks;Internet financial protection of its customers and credit system Not sound;low level of information security for customers and companies.In many of the Internet financial lesions,the harm of Internet financial crime is undoubtedly the most can not be ignored,these new types of crime in the number and scope of the show a fierce trend of the spread of its legal regulation difficult.This article only on the mainland of China's current Internet financial development and Internet financial crime criminal law to carry out research.This paper mainly consists of four parts.Firstly,it introduces the background and concept of Internet financial and Internet financial crime,and then focuses on the concept and classification of Internet finance and its crime.The third part is about the current criminal law.The final analysis of the criminal law to regulate the plight of Internet financial crime and put forward suggestions for improvement.