The Study Of The Problem Of Liability Insurance For Mass Torts In China

Under the background of economic globalization,the region is no longer a factor hindering economic development,and making the Commercial Subject breaks through the original regional restriction,but also bringing new risks to the society.In recent years,in the field of food,environment and other large-scale infringement,losses caused by such infringement has been not effectively resolved.The occurrence of mass tort will not only cause huge economic losses,but also affect the stability of political situation to a certain extent,and bring a lot of negative impact to the country and society.However,Mass tort has made a great challenge to the determination of causation and the principle of imputation,due to the large-scale infringement involving many victims,causal relationship between complex reasons.when the infringer face huge economic crisis or bankruptcy,the original tort compensation system implementation for the final compensation problem as a dead letter.From the domestic and foreign related research results,the mass tort liability system of liability insurance for its unique advantages to become the core of risk transfer mechanism of each potential perpetrators.Play a significant role in mass torts,become the solution of mass torts compensation claims the most effective way.Although in recent years in our country have a large degree of concern for many types of liability insurance system,and many liability insurances have gradually entered the pilot,but the slow progress effect is poor.Overall,our country still the lack of systematic research for mass tort liability insurance in this field.For mass tort liability insurance,it is necessary to its theoretical foundation,construction of the system to carry out more detailed research,study,learn from the advanced achievements of foreign liability insurance,to explore suitable for China's political,economic and cultural characteristics of the liability insurance system development.Based on the basic theory,basic system construction of the analysis above,it is pointed out that the existing liability insurance in our country in the development of the problems encountered,and then conceives a set of mass tort liability insurance system,and expounds the design of the system of liability insurance from two aspects of macroand micro.Hope the study provide supports to establish suitable for China's actual situation in our country large-scale infringement.