The Case Analysis Of Credit Card Fraudulent Of Civil Legal Issues

With the progress of science and technology,economic level,and the requirement of national for service efficiency is increasing,the credit card because of its unique qualities and is widely used in People's Daily lives,and popular.But in recent years,frequent credit card stolen brush events,lead to credit card civil disputes increasing in number,and the related legal issues has become the focus of practice and theory.But because our country on the credit card issues related to the lack of legislation,in practice few definite laws shall be quoted in the judgment of the court on the issue is multifarious,sometimes very different.Although the civil law countries have a credit card system has carried on the introduction,but did not form relatively mature theory system in the civil law,the judicial practice in our country and jurists are few to the problem of credit card from level to carry out the system of civil law theory research.There is no doubt that if the dispute is not solved properly,the cardholder's vital interests can not get effective guarantee,will to a certain extent,reduce the credit card transactions subject to issuers and even the national payment system of trust.For credit card stolen brush responsibility aspects involved in the case of perfect relevant legislation,make credit card transactions in the cardholder's rights and interests protection mechanism constantly improve,this not only makes the cardholder's guaranteeing the lawful rights and interests for the most part,also all kinds of Banks in China on the improve of quality of service,enhance market competitiveness and improve its image with a very positive role in promoting.In this paper,through several cases lead to the current judicial environment in our country,lack of corresponding legal theory,the credit card stolen brush disputes around the court also have no unified the judgement,and further analyzes some legal issues in case.Article will be divided into three parts,the first chapter is based on the introduction of three cases,to draw out some of the credit card stolen brush case dispute and other legal issues related to this.The second chapter is the case the controversial issues,mainly to the credit card and unauthorized parties and credit card transactions and analyzes the legal relationship between each other,in order to clear more complicated legal relationship between them.The third chapter through to the countries outside of the introduction of the relevant provisions of the credit card to elicit some significance to our country,and from the legislative,regulatory and credit card transactions subject consciousness and so on several aspects put forward the perfect our country credit card transactions and some measures preventing the risks of trading,hope to be able to achieve a credit card stolen brush of civil legal issues and prevent the purpose of the risk of credit card transactions.