The Legal Regulation Of The Crowdfunding Mode

Internet finance has become one of the most hottest topics in economic field since2013,Rapid development of Internet financial,making trade quick and convenient,is gradually changing people's lives,not only the Internet financial to provide complementary to other financial business,its own business is also in constant innovation.Crowdfunding shows some of the key spirits of the Internet: open,fair,cooperation and share.As a new financing model,Crowdfunding business model raise money via internet.It is very different from the traditional pattern of investment and financing,and it is widely used in the innovation project financing.Crowd-funding refers to individuals or enterprises as the project sponsor,they raised creative projects to the public through the Internet platform.l It is a new type of network financing way to raise money.Crowd-funding play a positive role to promote the development of small micro enterprises,improve entrepreneurship,correctly guide the folk capital,and promote the innovation of the financial model.At present Crowd-funding is booming development in our country,but there has a lot of problems limiting the development of Crowd-funding.It is necessary to take some measures to Crowd-funding,for the healthy development of the new financing model,and give play to its benefits to the national economy.This paper main introduced the definition,origin,types,main body and the process of Crowd-funding.The advantages and problems in the development of Crowd-funding.And the experience in the United States about the regulation of Crowd-funding---Jumpstart Our Business Starups Act.The advice of the regulation Crowdfunding in our country.In order to promote Crowd-funding healthy development in our country.