Research On Civil Law Of WeChat Lucky Money

WeChat Lucky Money as a new financial derivatives,has been gradually used by most WeChat users.But in the entire WeChat activities of giving and receiving Lucky Money has caused the damage to the interests of WeChat users.To solve these problems,we must first clarify the legal attributes and characteristics of WeChat Lucky Money,and find out the basic civil legal relations involved in WeChat Lucky Money.On this basis,combining with the theory of civil law,we can seek the countermeasures to maintenance WeChat users' rights.The article mainly uses the method of comparison and literature analysis,and studies the civil law of WeChat Lucky Money,which is of great significance to improve the knowledge and guarantee the rights and interests of WeChat users.The text is divided into three parts.The first part describes and introduces the concept and connotation of WeChat Lucky Money,positioning WeChat Lucky Money as donation contract from the perspective of the law.And analyzing how to set up and take effect of the donation contract of WeChat Lucky Money according to the principle of civil law and the contract law from the two elements of contract offer and commitment.And also introduce the type of WeChat Lucky Money and the entire operation mechanism of giving and receiving WeChat Lucky Money.In addition,by explaining the four major product features and the six legal characteristics of WeChat Lucky Money,we can better understand and analyze the difference between WeChat Lucky Money and traditional Lucky Money,with particular attention to the unique characteristics of WeChat Lucky Money.To further clarify the basic legal relationship between the four main subjects involved in giving and receiving WeChat Lucky Money activities,and to elaborate and explain the mutual existence civil lawsuit relationship of the WeChat users,Tencent,TenPay and the bank card issuer in detail.In the second part,this article mainly expounds the existing problems of WeChat Lucky Money regulation and mainly discuss the four major problems: the controversy about the WeChat Lucky Money promise;the deficiency of the WeChat Lucky Money cancellation right;the defects of WeChat Lucky Money donative object specificity;the problem of WeChat Lucky Money precipitation funds and its fruits.In the third part,this paper elaborates the countermeasures to solve the four major problems of the Red Packet: to clarify the promise of red packet to protect the interests of the recipients;to improve the rights of the donor's right in order to protect the rights of the donor;and to solve the problem of cheating the red packet by emphasizing the specificity of the donated object in the articles;to establish the sharing of precipitation funds and their fruits to protect the rights of micro-users and third-party payment platform.