| Credit assets of Finance companies’main assets, the finance company’s credit risk management is the Finance companies have been the focus of risk management. It creates the worth by effective risks management, the finance company comes to gain bringing back are port with risk appearance matching by taking a risk rationally. Moreover, the customer information management has been playing a fundamental role in this risk management system. As it provides a safe field for customer to keep their information, and help the company handle various and complex information effectively so that they can adjust their strategy to make more reasonable decisions.Therefore, this article on the basis of the taian financing the company’s customer information management, according to taian finance company main business for sorting, of taian financing of the credit business of the company, the corresponding process, this article makes a comprehensive design and implementation for the five to main business processes of the credit:Customers rating, loan approval, loan distribution, Post-lending Management, and asset preservation.First of all, this article analyzes the necessity and feasibility of this system. Based on the investigation result of large numbers of customers, the process of credit management and the demand of informant disposition, it proposes the credit management system as a solution to integrate all of those requirements, and then we practice and test it to make it more functional.Secondly, from the technical architecture of the system, the function of the system, and so on various aspects, according to the software engineering process recommendations and guidance, these contents are detailed in this paper. In the process of business design, system function, and draw the relevant flowchart of core business.At the same time, it is used in our bank for a long time to show its functions, making further description for more complex business functions in chart form. As the final stage the completion of the system undergoes four tests of different softwares by concerned researchers, the result of tests and operation results are analyzed to provide a conclusion about this system, theoretically and practically. |
