Research And Application Of ODSB Platform Personal Business Data Mining System In Tianjin Branch Of China Construction Bank

With the development of China’s economy,the deepening of reform and development,all walks of life in line with the world.As the most competitive financial industry,especially in the banking industry,the environment is even more severe.There are various competition from foreign banks,domestic banks in the emerging third party payment platform and Internet financial firms continue to rise,we can say nothing means death.In this context,the major commercial banks have increased investment,one is continually expanding the content and quality of their products to attract customers.The two is to strengthen the IT aspects of the investment,enhance business model on the one hand,make the business more convenient,safe and efficient.On the other hand is to establish data warehouse,data analysis and summary of the better business bank accumulated mass,potential value and opportunity in the data bank is the most valuable resource,he reflects the enterprise and individual credit information economy.Mining useful information in the data,such as the exploration of gold in the ore generally.China Construction Bank,one of the four major state-owned banks in China,has established its own data mining system earlier.Our research focus on the basic situation of the existing data mining system and the practical problems faced by the proposed establishment of a collection of reports based on the existing system under development system.The system will be used to handle the daily business process accumulated a large number of customer data integration.The system has a integrated flow of data processing,including input,edit,output,upload data,supporting for researchers and leaders for all levels to understand the business situation,make decisions and make recommendations for guidance.The article introduces the background and significance of this subject first.Then,it shows the research status of the relevant home and abroad,finds the gap between domestic and foreign banks in this system,trying to explain how to narrow the gap.Thirdly,from the analysis of the demand for the use of technology and ideas of the system,it elaborates system design system implementation and system test in main functions.Finally,a collection of reports on the development prospects provides direction for future work.From the perspective of business data mining applications,the purpose is to build a security,stability,ease of use,strong applications.The core idea is to establish a suitable Tianjin Branch of China Construction Bank data mining system that makes data mining ideas for Tianjin Branch of China Construction Bank’s increasingly clear,from a specific business management needs to start to gradually improve other business radialized,establishing a mature branch-level data mining system.