Study On The Relationship Between Ownership Structure And Performance Of Commercial Banks Listed

The commercial banks have become an important part of China’s economic development, which not only made outstanding contributions to promote economic development, but also closely related to our common people’s life. Steady and efficient banking system is more conducive to economic stability and development, which can provide people with more quality services. So the bank governance not only affects their own development, but also have a profound impact on the national economy and the people’s living level.The business performanceis closely related to the bank governance, the ownership structure is an important problem in the management of the bank. However, the ownership structure of Chinese listed commercial banks has its particularity, which is different from the developed countries in Europe and America, and is different from other industries. In the socialist market environment of China’s characteristics, the relationship between ownership structure and operating performance has been a hot topic in academic circles, but because of the difference of indicators and research methods of the scholars, and finally lead to the conclusion that different. Therefore, this paper uses the 16 listed commercial Banks data from 2011 to 2013 as samples,to study the relationship between ownership structure and corporate performance, trying to explore the appropriate ownership structure, give the shareholding reform to provide reasonable policy Suggestions in the future.This article first to domestic and foreign literature, and then introduces the related theory of ownership structure affect the operating performance,and the status of the ownership structure and business performance of listed commercial banks in China are analyzed. Then with the 16 listed commercial Banks data from 2011 to 2013 as samples, construct the performance system, using the method of principal component analysis, from three aspects of ownership structure, ownership property, ownership concentration, equity balance degree to study the relationship between ownership structure and corporate performance. The results of the study show that: from the nature of equity can be seen, there were positive correlation between the shareholding ratio of state-owned shares and the bank rate and bank ownership and bank comprehensive performance showed a weak negative correlation, the comprehensive performance of corporate shares, tradable shares were positively related to the comprehensive operating performance; equity concentration, ratio of the first shareholder shareholders and bank performance showed a weak positive correlation, the top five shareholders of shareholding ratio and the performance was positively correlated with the banks, the top ten shareholders of shareholding ratio and operating performance of the bank were positively correlated; the equity balance degree, there was a positive correlation between the first shareholder and the second shareholder of the total performance the Z index and the ratio of bank management. According to the research results, to optimize the ownership structure to improve the operating performance of the bank to put forward the following suggestions:(1) The shareholding ratio of the moderate control of state-owned shares, rich in ownership structure, promote the diversification of ownership structure; (2) Increase corporate shares, the shareholding ratio increase the shareholding ratio of tradable shares;(3) Moderate control of the shareholding ratio of the first major shareholder, to construct the relative concentration of ownership structure; (4) Improve the information disclosure system of China’s financial market, increase supervision.