Research On Supporting Small And Micro Enterprises Of Dalian Urban Commercial Bank

A large number of small and micro enterprises emerge with the continuous development of China’s market economy. These small and micro enterprises have become an important part of our national economy.But small and micro enterprises’ financing difficult problem is the most prominent problem. The paper aims to study urban commercial bank how to play to their strengths, learn from the successful experience, provide better financial services to small and micro enterprises. Through credit problems research, provide valuable reference of broaden thinking in supporting small and micro enterprise development strategy.The papers using sampling methods highlighted the status and role of urban commercial banks in various types of commercial banks. In the provision of financial services to small and micro enterprises and the city of firms studied how to develop a reasonable strategy, and then solve the financing problems of small and micro enterprises. Concluded:The urban commercial banks subjectively have an incentive to support the financing of small and micro enterprises by the virtue of their strengths. And small and micro enterprises development objectively need bank credit. Because of the market positioning of large and medium banks, small and micro enterprises are more inclined at urban commercial bank loans. The urban commercial bank supply chain, finance and other modes can be used to provide comprehensive financial services to small and micro enterprises, and play a positive role in credit supporting small and micro enterprises to grow up.