The International Comparison And Research Of Interest Rate Marketization And Enlightenment To China

Firstly, through the United States, South Korea, Japan and Argentina, Chile five typical countries in the interest rate market reform experience summed up, according to the speed and the reform to the market reform is divided into radical and incremental two, through the comparison of these two kinds of reform process and the results obtained by different ways. The pros and cons. The analysis includes the effect of the interest rate marketization reform of the economy such as the interest rate and the price level, interest rates and financial deepening and the relationship between the interest rate marketization reform of banking industry impact. Secondly, it analyzes the existing process and the reform process of China’s interest rate market problems in the. Finally, try to find some beneficial to China’s market-oriented interest rate reform experience from the above analysis, and the lessons to be learned. The study of interest rate marketization process in different countries pay more attention to the literature comparing the pros and cons of the interest rate market, this paper not only makes an international comparison on the process of marketization of interest rates, but also focus on the analysis of the relationship between the impact on the economic and financial reform of interest rate marketizationand the interest rate,in our country and the internationalization of RMB,trying to draw some policy suggestions from the new angle of view:the elimination of two yuan of financial structure of formal financial institutions and non formal financial institutions the term coexistence, and points out the basic way to increase the influence and authority; Shibor; at the same time, vigorously promote the development of the money market, the depth and breadth of widening, and actively cultivate the main market transactions; promote the financial products and financial supervision system innovation, only the establishment and improvement of the money market, improve the deposit insurance system construction of the dominant, in order to further promote the market-oriented reform of interest rate in china.