Countermeasures Of Credit Risk Prevention Of K Branch Fuxin Bank

With the increased volatility in financial markets, risk management of commercial banks and foreign financial sector has been the focus of attention, which is the focus of the credit risk of the most important. Currently in Chinese commercial banks, the proportion of credit operations, structure, and its quality is an important basis for measuring its core competitiveness and economic efficiency, and in the credit business, credit risk is the primary consideration, therefore, strengthen credit risk prevention improve the quality of credit assets have become the primary task facing the commercial banks. For the health of the financial system to ensure efficient operation, improve the competitiveness of commercial banks to achieve sustainable economic development, has a very important practical significance.K Branch Fuxin Bank thesis exposure to credit risk for the research results at home and abroad, the use of large amounts of data empirical research, ideas and measures currently proposed K Bank Branch in Fuxin credit risk management. First commercial bank credit risk has been defined and based on this study Fuxin Branch Bank K current status of credit risk management, credit policy and reveals the institutional issues, credit management, credit institutions and personnel problems that currently exist, and then analyzed the causes of these problems, and finally the actual situation in Fuxin K Bank branch, made a sound internal control system, strengthen credit management, optimization by way of security, strengthen credit risk management culture and optimization suggestions Fuxin K Bank Branch financial environment.