Study On Internal Control Of China's Commercial Banks As An Example Of Shanghai Pudong Development Bank

February 1995, with more than 230 years of history of the British Bank of Bahrain announced the closure of the international caused a strong shock. In 1997, a large-scale financial crisis occurred in Southeast Asia, With the repeated outbreak of financial events, the internal control of financial institutions is more important, and at the same time to look at all aspects of internal control from different perspectives, and strive to improve the research of internal control. Subsequently, the relevant agencies promulgated the laws and regulations corresponding with the internal control, and as a criterion, as a further guidance for the commercial banks. In order to build a "good corporate governance structure and internal control system is the first line of defense to prevent risks, the market restraint mechanism, the supervision of the public and professional bodies is to guard against the risk of a second line of defense, the government regulation is the third line of defense" international bank management concepts.A commercial bank in the international arena showed fists and hoping to get a permanent development,Priority in accordance with the laws and regulations issued by the relevant departments improve their internal control measures and methods.Management of banking health, good asset quality, without sound internal control,Sound and effective internal control system to strengthen commercial banks guard against and fend off risks have played an active role.In recent years, although China's joint-stock commercial banks have followed the pace of internationalization, is committed to strengthening its own internal control system, on the basis of continuous innovation.Under the background of globalization, the internal control of financial institutions in various countries has improved in both the system and the method,But the cases still repeated, a variety of reasons cause the commercial bank internal control situation is still not optimistic.In this paper, combined with the actual situation of China's commercial banks, this paper expounds the basic principles of the internal control of commercial banks,And foreign commercial banks, to explore the current situation of internal control of China's commercial banks and internal and external reasons, for the reasons for the analysis.The Shanghai Pudong Development Bank as an example, on the construction of internal control system is studied, according to the research results,Shanghai Pudong Development Bank internal control recommendations for improvement, with Shanghai Pudong Development Bank lending door as an example on how to strengthen the internal control of Commercial Bank of our country carries on the elaboration is proposed in this paper.