The Financial Of Henan Province Support For Agricultural Development Research

With the development of China's economy, a new type of agricultural management main body began to emerge in large numbers,the scale of agricultural production and the level of intensive agriculture has been a rapid increase in demand for financial services have become increasingly strong.As China's first agricultural province, Henan Province in the Central Plains Economic Zone, the development of rural financial reform pilot area, the development of agricultural finance is facing a major historical strategic opportunities.The Financial Symbiosis Theory as a starting point, focusing on selected agricultural loans and agricultural insurance in the two financial support for agriculture factor to carry on the empirical analysis, in order to explore the effect of Henan Province financial development of agriculture.First, Henan province agriculture related loans and the total agricultural output value associated VAR model, impulse response function and variance decomposition of image analysis.The results show that in the financial symbiotic system, between the agricultural loan supply and agriculture development to laterality mutualism mode interaction and agriculture related loans on the role of agricultural output value of slower, longer duration and increased with time, more and more.Then the cities of Henan Province total output value of agriculture, agricultural production conditions and Henan province agriculture related loans total associated, municipal agricultural loans on agricultural output influence coefficient analysis, municipal agricultural loan supply and agricultural output value of the matching degree.The results show that, in addition to Zhengzhou, the other cities in Henan Province, the matching degree is not high.Then, the agricultural insurance premium income and agricultural gross output value of Henan province were analyzed and the VAR model was established.The results showed that in the financial symbiotic system, agricultural insurance supply and agriculture development between similarly to laterality mutualism mode interaction and agricultural insurance effect on agricultural output value faster, but continued for a short time.So, in a short period of time in order to avoid the risk of agriculture, increase agricultural output value, agricultural insurance is an effective way. But the development of agriculture for a long time mainly depends on the supply of agricultural loans.Then the cities of Henan Province respectively to agricultural insurance premium income and agricultural output value of the two different indicators for according to cluster analysis, clustering results comparison shows, Henan Province, the vast majority of the city's agricultural insurance and agricultural development do not match.Finally, in order to analyze the factors that restrict the development of financial support for agriculture in Henan province and put forward the corresponding policy recommendations based on the symbiotic unit, symbiotic model and symbiotic environment of the rural financial system in Henan province.