An Empirical Study Of Chinese Banking Market Structure On Economic Growth After The Subprime Crisis

Since the reform and opening up, with steadily promote market-oriented reform, China's economy to achieve a rapid development. Chinese banking market structure is also gradually achieve the transition from state-owned commercial banks monopoly to competition gradually form a single joint-stock commercial banks, diversified development pattern. Market Structure of China's commercial banks to gradually transition from monopoly to competition form the state, to model various types of bank common development forward. After the subprime mortgage crisis, the Chinese government also accelerated the pace of financial reform, speed up financial liberalization, the pace of interest rate market. However, after the subprime mortgage crisis, China's banking market structure gradually tend to a competitive market structure, China's economy has gradually entered a new normal, with or without a direct relationship between the two? Changes in China's banking market structure has what kind of impact on China's economic growth? And what should be taken of the specific banking policy in the new round of cycle? Through theoretical and empirical studies will be made to answer these questions.This paper follows the research path from theory to practice. First, this paper defines the structure of the banking sector, noted a general measure of the banking structure. Secondly, through theoretical and empirical two ways to explore the market structure of China Banking Industry Changes whether an impact on economic growth and what impact. Thirdly, the structure and economic situation of the banking market reality, revealing the potential relationship between banking market structure and economic growth. Then, select the relevant sample data, a two-stage analysis method of constructing panel data regression model, the impact of banking market structure on economic growth before and after the demonstration subprime crisis. A final basis the text of the previous analysis, combined with China's reality, from the "market players point of view," the market environment point of view "to build consensus banking structure, and" strengthen financial supervision "and other aspects of policy recommendations, so as to optimize our banking market structure brainstorming.