The Research On Banking Market Structure Optimization And Economic Growth In Hubei Province

"Financial activity,economic activity;financial stability,economic stability.Economic prosperity,financial prosperity;strong economy,strong financial." Since the reform and opening up,China's financial industry has achieved unprecedented development both in scale and efficiency.The development of the financial industry has long been the most important part of economic development.Since the 1980 s,China has promoted financial system reform continuously,prevented financial risks strictly,optimized financial structure,enriched financial products,and improved the quality of financial services.It aims to build a diversified,high-quality and stable financial system.However,the market structure,management methods,product quality,service level,innovation capability,and personnel reserves of China's financial industry are still unable to meet the requirements of the current medium-and high-speed economic development.There are still many problems in the financial industry that hinder economic development.Since the 21 st century,China has further promoted the high-quality development of the financial industry,prevented financial risks,grasped the nature and laws of financial development accurately,and proposed that economic and financial symbiosis and coexistence are inseparable,and that the banking industry should be continuously optimized to build diverse and efficient From a market perspective,we will actively create personalized financial products that meet market needs.In addition,we need to increase the number of small and medium-sized financial institutions,expand business scope,increase business share,and improve small and medium-sized enterprises.The changes in the banking market structure not only affects the growth of individual banks but also affects the growth of the entire economy.In turn,economic development can adjust and promote the improvement of the banking market structure.This paper study the problems related to the banking market structure and economic growth in Hubei Province.Firstly,it sorts out the related researches of domestic and foreign scholars,introduces the market structure of the banking industry and the theory of economic growth briefly.And analyze the mechanism of the mechanism between the banking market structure and economic growth.and then analyze the relationship between bank market structure and economic growth,especially the mutual influence of the two in real situations,and the results are analyzed.The reason is finally combined with the results of empirical analysis,and proposed adjustments suitable for the actual situation of Hubei Province,so that the market structure of the bank is matched with the economy,in order to form a benign development model and promote the sustained and efficient development of the economy.