The Research On The Liquidity Risk On The Basis Of The Construction Bank Based On FAHP

At present, as the global financial network gradually formed, the rapid connection, by a complete financial network in our country also in eight years ago began to open to the public financial market, into the international financial network. In recent years, with the reform of market economy step by step speeding up, the reform of the financial sector in an increasingly important position in the deepening the reform of economic system of in China. In the process of reform gradually relax restrictions on financial industry, more shall be supervised by the market for capital regulation policy, under the background of international financial network formation, deepen the financial reform process will be more domestic financial risk and financial risk. Under the background of new era of financial risk types increase gradually, although various types of financial risks, but the most lethal financial risk is liquidity risk. Review of major financial crisis, the global financial world are caused directly by the liquidity risk, including the Asian financial crisis occurred in 1997, American subprime lending crisis occurred in 2008 and its cause of the global financial crisis, many financial institutions bankruptcy one after another, huge hidden danger is the liquidity risk of commercial Banks. At present has become the commercial bank liquidity risk coefficient of the highest period. In this context, as a big commercial Banks of China construction bank's liquidity risk assessment and avoid more obviously important. In view of the outbreak of the liquidity risk initially caused by parts of the branch, so for the branch level of liquidity risk management assessment is necessary.This paper first introduces the research status quo of liquidity risk, point out the insufficient in research, based on the study of construction bank TX branch liquidity risk. Prior to concrete research, summarizes the first TX liquidity risk related theory and the construction bank branch of liquidity risk formation mechanism has carried on the concrete elaboration and analysis. Second, commercial Banks liquidity risk assessment method is put forward and the selection of indicators of liquidity risk problem, at the same time, the construction bank TX branch plays a role in liquidity risk management and prevention are analyzed, and on this basis, elaborated the related theory of quantificating. TX for construction bank branch in the liquidity risk prevention of loan defective rate is too high. deposit-loan ratio is too high. medium and long term loan ratio is too high, the article USES the method of quantificating to model to evaluate construction bank TX branch of liquidity risk. Finally, the construction bank TX branch of liquidity risk management puts forward the improvement of business process, increase the liquidity risk management tools and to strengthen the management of assets and liabilities.Innovation point of this article is aimed at the secondary branch of construction bank liquidity risk assessment, and put forward the construction bank branch level assessment model of liquidity risk management.