Study On The Influence Factors Of Farmers' Agricultural Insurance Needs In Xinjiang

Agriculture is the basic industry of the national economy, its development directly restricts the development of the national economy. However, one of the most important characteristics of rural economy is that the natural disasters have become an important factor to restrict the development of rural economy and farmers' income. How to reduce the impact of natural disasters has become an important problem in the construction of new rural areas. Agricultural insurance, as one of the most important measures to avoid the risk of agricultural non systematic risk, is the most important tool for non price protection agriculture in the world. It is the most important tool for the non price protection agriculture.At home and abroad a lot of research on agricultural insurance, agricultural insurance demand is a major research direction, but from the research focus because of data collection is difficult, agricultural information practice is less, the empirical analysis of the demand for agricultural insurance in our country by comparison less, existing research more from the macroscopic and theoretical level. 10 based on this, this article through to xinjiang province survey of more than 500 peasant households to obtain first-hand data, using SPSS19.0 software tool, adopts the method of descriptive statistics and Logit regression model for the influence factors of the farmers in xinjiang agricultural insurance demand research, it is concluded that the level of education, family Labour force, loan conditions, the cognition of agricultural risk, the cognition of agricultural insurance, cognition, and the government subsidy to the premium factors are the factors influencing farmers in xinjiang agricultural insurance demand, the level of education, family Labour force, loans, the cognition of agricultural insurance, the cognitive and government subsidies to the agricultural risk factors associated with farmers in xinjiang agricultural insurance demand is, the cognition of the premium is negatively related to the farmers in xinjiang agricultural insurance needs, the householder age and family income of xinjiang farmers unable to determine the influence of agricultural insurance demand. Then, the article respectively from the Angle of the government, insurance companies and farmers three angles to improve agricultural insurance requirements put forward countermeasures and Suggestions.This paper includes the following six parts: the first part describes the background, significance and literature review. The second part defines the relevant concepts and the theoretical basis of this research. The third part describes the Xinjiang agricultural insurance demand factors. The fourth part analyzes the factors affecting the agricultural insurance demand in Xinjiang province. The fifth part is based on the previous research. The sixth part puts forward countermeasures from the government, insurance companies and farmers.