Strategy Research Of Corporate Credit Risk Management Of Qinhuangdao Branch Of ABC

The existence of relying on bank credit as the foundation, core work content for risk management, namely its unique characteristic is high liabilities, high risk. Commercial bank core competence is embodied in the level of risk management. The quality of credit risk management level determines the success or failure of commercial Banks. Corporate credit business because of business lines, the commercial Banks have the effect of holding a launch the whole body, so the analysis of the corporate credit business risk management research strategy has important significance for the development of commercial Banks.This paper firstly introduce mainly research background and significance, research status at home and abroad and the research methods and contents; Then aimed at qinhuangdao ABC corporate credit risk management present situation analysis, including corporate credit business process, the condition of business personnel, three levels of business risk index analysis, analyzes the problems existing in the corporate credit business management and the cause of and qinhuangdao ABC corporate credit risk management to improve the design, first put forward qinhuangdao agricultural bank credit risk management improvement program design principle, from the legal system of credit business process improvement, business management and risk management improvement project of three levels is put forward; In the end introduce qinhuangdao ABC corporate credit risk management improvement plan implementation strategy.In qinhuangdao ABC corporate credit business process, personnel, and indicators of risk analysis, in view of the problems, put forward the improvement plan, optimize thebusiness process, put forward the strategies of the corporate credit risk management at the same time, the credit risk management, ABC qinhuangdao branch credit legal system application problems, the allocation of human resources and problems, the problems in the process operation, and the concept of risk control is yet to be increasing, the problem of management system of credit, credit incentive and restraint mechanism credit problems and customer manager team construction is the main reason. Therefore suggested that the comprehensive risk management system, risk of fine management, optimize asset management system, post and personnel optimization, optimization of the whole processmanagement measures, the establishment of the good credit culture and system, perfect the qinhuangdao agricultural bank credit risk management system, improve the level of risk management, completes thecomprehensive risk management.