The Research And The Facts Of Development Of Internet Of Finance In China

Internet finance, as a kind of new financial field different from traditional finance, is able to achieve the goal of reducing the financial cost in the virtual platform on the Internet.It exchangs the emerging Internet technology with the traditional financial business in China. In recent years, the rapid development of Internet finance, as an integral part of China's financial industry, has aroused widespread concern in the theoretical, practical and political circles. Internet financial impact on the traditional financial system and the impact of China's financial industry systemic risk are what we need to consider. The research of Internet finance in foreign countries has already achieved some results through the development of the Internet in recent years, but the domestic research is still lagging behind, which is inconsistent with the reality of the rapid development of Internet finance in China. Therefore, we must analyze the development of Internet finance in our country both in theory and practice, and put forward the specific plan to help the overtaking of internet finance in our country from the theory and practice two aspects. We need to give China's Internet financial development in-depth analysis and guidance.After analyzing the current situation of Internet finance in our country, this paper puts forward the perspective of Internet financial analysis-transaction cost. Subsequently, we sort out the relevant literature on transaction costs and financial supervision, summarize the characteristics of Internet finance and the three principle. Then we measure the development of Internet finance, and we take " Yu E Bao" as an example, This paper analyzes the relationship between the development of internet finance and the development of Internet finance in China. Finally, it analyzes the development of Internet finance in China in terms of theory and practice, and analyzes the relationship between the development of internet finance and the development of internet finance. China's actual situation put forward targeted measures to help China's Internet financial curve overtaking, from the theoretical and practical aspects of China's Internet financial development in-depth analysis and guidance.