Research On The Credit Risk Control Of ZZWB Sub Branch Of China Construction Bank

Credit risk is one of the commercial bank's main risk. The size of the commercial bank's credit risk is not only can affect its business operation condition directly, to the whole financial system and even have a major impact on the sustained and healthy development of China's economy. Our country's commercial bank mainly has the function of the intermediary of credit, credit creation, intermediary of payment and financial services and so on, so it faces all sorts of different types of risk, but especially the credit risk.The paper explained the subject of research background, research value, research status, research ideas and research methods, innovation points of research,taked ZZWB branch of China construction bank for example emphasisly, analysed its credit risk control in the form of typical case. The paper expounded ZZWB branch of construction bank's development status and risk management,on the basis of the content of the COSO control's five elements,analysed the credit risk control work's problems and roots of ZZWB branch of construction bank, discussed the credit risk control's principles and measures of ZZWB branch of construction bank in detail. Based on the analysis of ZZWB branch of construction bank's credit risk control, the paper had the research conclusion, and put forward policy recommendations from improving the credit rating system, strengthening the supervision and administration, developing risk quantification thought and so on,prospected the future research.