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Research On Financing Problems Of Small And Micro Enterprises In Rural Area Of Mudanjiang

Posted on:2017-10-18Degree:MasterType:Thesis
Country:ChinaCandidate:P HeFull Text:PDF
GTID:2349330512454219Subject:Agriculture
Abstract/Summary:PDF Full Text Request
Small and micro enterprises in rural areas are different from urban small and micro enterprises, they are mostly built in China's township and rural areas, usually in relatively small size. Their way of operation is mainly for farming, cultivation and processing of agricultural products, etc.. In the Asia Pacific economy, small and micro enterprises is a key component, which can effectively promote its economic progress and avoid unemployment for more people. However, because of the small scale and a lack of strong capital support, rural small and micro businesses are vulnerable to the risk of invasion, low credit rating management defects, which constantly appear in the process of financing or financing situations.In order to solve the financing difficulties of small and micro enterprises in our country, this paper makes a detailed analysis on the financing problems of small and micro enterprises in rural areas of Mudanjiang. This paper is divided into 7 chapters. In the first chapter of the thesis, research background, research status at home and abroad are summarized; the second chapter elaborates on the basic concepts and theories related to the research process; the third chapter has been through extensive field survey and network information search about Mudanjiang small and micro businesses financing status and analysis of the contradiction of the supply and demand of funds in Mudanjiang that small and micro businesses are facing with; the fourth chapter explores the existing problems in the Mudanjiang area of micro enterprises financial support system; the fifth chapter analyzes the current domestic and foreign rural small and micro businesses financing experience; the sixth chapter is based on the analysis of the results obtained above and combined with the actual development of small and micro enterprises in Mudanjiang, putting forward the corresponding countermeasures at last.The following conclusions can be obtained from this study:(1) There are 80.15% rural small and micro enterprises in Mudanjiang area, there is a funding gap. But most need the required size of the financing small and micro businesses financing mainly concentrated in less than 1 million and 100-200 million; the choice of financing channels, is the preferred way of banking financial institutions, followed by self and private lending. For non-banking financial institutions, there are no small and micro enterprises in rural areas as the preferred financing channels.(2) The financing problem of rural micro enterprises in Mudanjiang area is shown as the increasing of the cost of financing, the decline of the fund management ability, the increasing of the financing risk and the difficulty of financing, and so on. The reasons for these problems are caused by the reasons of the small and micro enterprises in rural areas, the reasons for the financial service system and the reasons for the policy.(3) From 3 aspects this thesis intends to solve the financing problems for rural small and micro businesses in Mudanjiang: to enhance their ability to finance, financial institutions' taking a series of innovations to promote the development of micro enterprises, and government support to strengthen the service functions of financing.
Keywords/Search Tags:Rural, small and micro enterprises, financing, Mudanjiang
PDF Full Text Request
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