Study On The Innovation Of The Mode Of Rural Cooperatives In Zhangjiagang

In the 1950 s rural cooperatives in our country is in the process of the socialist transformation of agriculture, private, individual agricultural collectivization, the public agriculture an important symbol of the transition period, but in today’s 21 st century rural cooperative is different from the planned economy under the cooperative, the modern system of rural cooperative farmers cooperatives as a resource, help Chan Gu Du Hu small-scale peasant economy to adapt to the domestic and foreign market competition, the individual, the peasants are organized for small-scale farmers don’t have "collaboration" : it reflects the cooperative collection "scale economy" of farmers’ demand and supply, and reflects the professional farmers space "accumulation effect", is a collection of "scale economy" and "cluster effect" in a body’s comprehensive benefit. So the rural cooperatives is a bridge to lead individual farmers into the markets, and farmers by attending professional cooperatives, gradually solve the homes scattered small-scale farmers into the big market, is to stabilize and improve a mechanism innovation of basic rural operation system. But in this paper, zhangjiagang in jiangsu area new rural cooperatives as the research object, analyzed the existing rural cooperatives economic situation of shortage of funds and financing difficult condition, the influence of the targeted solution Suggestions, to provide solution to zhangjiagang rural cooperative finance bad can be implemented on the basis of reference.The whole article contains the following aspects, the main contents can be summarized as:The first chapter, introduction. Explain the contents of the study and the reasons for it., There are the goals of the study and the significance of the study., then summarized the domestic and international research dynamic, make notes Dui research methods of this article, clear the research idea and purpose of this paper, for the further research of this paper flow and lays the foundation,The second chapter: the definition and theory of cooperative and cooperative financing conditions, first explains related concepts about rural cooperation, such as the definition, legal status and essential feature, then the cooperative finance related concept, the characteristics of financing and financing model to be a definition.The third chapter: using the survey data on factors affecting the conditions of the rural cooperative finance do a model set, first descriptive statistical analysis on the influencing factors, using conditions of assumption to infer the above various factors for cooperative financing effect, reusing the existing relevant analysis of the data model, to determine the factors the influence degree of the set size.The fourth chapter: on the basis of existing research, field data collection and research, analysis of zhangjiagang cooperatives capital requirements and whether meet, analyses the reason of zhangjiagang cooperative financing difficulties.Chapter 5: analysis of four types of rural credit cooperatives in China’s domestic existing financing model, It makes a comparative study of the four different financing methods., put forward to zhangjiagang rural cooperatives can draw lessons from and the actual usable advice.Chapter 6: through the instance data analysis, specific and digital rural cooperative financing needs of variable factors, optimize credit institutions of credit before the credit process, at the same time, draw lessons from foreign credit instance scheme of new agricultural financing mode innovation.