Research On The Farmers’ Professional Cooperative Financing In Hunan

The problem of financing of small and micro enterprises has been a major social concern. For its financing dilemma, scholars have carried out extensive research. As a small farmer cooperatives and micro enterprises having a certain degree of particularity, there are also more serious financing difficulties. Farmer cooperatives is one of the new business entities of modern agriculture, promoting its healthy development of modern agriculture and new rural development has great significance. Based on the current financing problems, not its special in-depth discussion, this paper, the theory of financial repression and financial deepening rural financial theory of imperfect competition, credit constraints theory, corporate finance growth cycle theory, Hunan Province is a typical case, a preliminary analysis of professional farmers co-financing needs, sources of funding channels, to explore the causes of its financial difficulties, and by the survey data 62 farmer cooperatives, with the Logistic regression model professional farmers cooperative financing capacity and its influencing factors for empirical research, the last farmer cooperatives financing from abroad relevant experience, propose solutions to the problem of financing of cooperatives of farmers several strategies.Studies have shown that:The Reason farmer cooperatives financing difficulties of mainly low level of profitability of cooperatives, the internal system is imperfect; cooperatives lack of financial support; lack of agricultural insurance mechanism; government financial investment is limited. Co-financing capacity is closely related to their level of development, cooperatives fixed assets, profitability, the frequency of exchanges between Silver Club, demonstration and so will the level of co-financing ability have a greater impact. According to the experience of developed countries to finance farmers ’cooperatives, to effectively solve our financing problems, farmer cooperatives, on the one hand the need to strengthen its own capacity-building, steadily enhance its own profitability, social communication and close contact between silver, effectively improve the farmers’ professional co-financing capacity. In addition, the government should create a conducive policy environment for the development of cooperatives.