Research Of Rural Commercial Bank Internal Audit Based On Corporate Governance

Internal audit as a commercial bank corporate governance part can contribute to more effective corporate governance. Therefore, how to speed up the pace of building the internal audit, how to make it reflect the actual effect of corporate governance, the banking industry is becoming the focus of attention. Z rural commercial bank was founded in 2013, it is one based on service area economy rural commercial banks. In recent years, its internal audit in innovation and development, but there are still many problems limiting agricultural businesses Z internal audit role in the governance of the play, and has thus led to a series of financial cases. Therefore, to improve the construction of agricultural businesses Z internal audit to improve corporate governance Couching agricultural businesses and reduce their business risk has important practical significance.Commonalities and relationships with internal audit of commercial banks and corporate governance this article as a starting point, such as the contents of both the role and the impact of inter-depth discussion. On this basis, Z rural commercial banks as the research object, the status of internal audit of all aspects of the line carried out a detailed analysis, and thus come to restrict agricultural businesses Z internal audit's role in its corporate governance causes and problems, including internal audit set unreasonable, inadequate incentives, targeting corporate governance internal audit is not accurate, low quality auditors, audit technology cannot meet the needs of the corporate governance issues in these areas. And these specific issues as a breakthrough, proposed to optimize the structure of corporate governance, good governance mechanism, establish a human services audit concept, strengthen the construction of off-site audit and the formation of high-quality, high standard of formation of audit team and other recommendations and responses by these measures to improve the construction of agricultural businesses Z internal audit, internal audit in effectively play an active role in corporate governance. analyzes the internal auditing mechanism of corporate governance from the following aspects:optimizing the governance structure, perfecting the internal auditing incentive mechanism, setting up high-quality internal audit team to meet the needs of corporate governance; Mining innovative audit methods and so on.Through research and analysis, this paper draws Internal control is a systematic process that is combined with the actual conduct of internal oversight modern organizations thinking of re-deepen, refine and then gradually form a system, and in order to ensure the effective supervision of the exact role of the system. This article analyzes these other commercial banks even have internal reference for other areas of rural credit cooperatives to strengthen internal control.